There are times when you are home to yourself and you long for company.
Changing a bathtub drain isn’t so complex, but it can end up being a challenging task on older tub drains. A tub drain threads to your fitting called a shoe. The shoe is under the tub and hardened a rubber seal from the bottom of the tub when the tub drain is tightened into it.…
Greenhouses vary from large, freestanding structures which could accommodate hundreds of plants into small, window-mounted units which have only enough room for a couple of plants. Different materials are used for the windows or panels of a greenhouse, depending on the design of this greenhouse, the amount of ultraviolet light you want to pass through…
Gas-fired and oil-fired water heaters have a pilot light that burns continuously and automatically lights the burner when hot water is in demand. In some instances, an air bubble at the gas line may create the pilot lighting to lose fuel and move out. With heaters in outdoor enclosures, strong winds may blow out the…
When you apply a semi-transparent stain for a wood deck, the outcome might look somewhat different than the color on the tag. After the pigments in the stain blend with the existing colour in the wood, you may get a color substantially darker, browner or redder than you ever predicted. You can correct the colour…
The Federal Housing Administration (FHA) insures loans composed by approved lenders. The FHA has guidelines it expects lenders to follow to get a loan to meet the requirements for FHA mortgage insurance, that indemnifies the lender when a borrower defaults on his mortgage. A borrower needs to meet certain qualifications to qualify for an FHA…
The Department of Housing and Urban Development (HUD) promotes homeownership among families in all income brackets. As part of its core mission, HUD insures mortgage loans for families with bad credit or monetary struggles, giving mortgage lenders an incentive to extend loans to borrowers who have higher default risks. As a sort of subprime mortgage…
The sale option can help a troubled homeowner however does take some risks. A brief sale is when a troubled borrower can sell his home for more than the money owed to the mortgage. The creditor must agree on the sale that is brief, after the residence has been sold and the rest of the…
A lien is a claim of ownership against property. Creditors put liens on property. IRS liens are put to collect low-income taxation. All liens on a property must be paid before the property could be transferred with apparent title, mortgaged or refinanced. To clean an IRS lien before refinancing, you must pay the lien with…
Property taxation is a source of income for municipalities and school districts. Its revenue is used to build local roads, improve school systems, or finance public amenities such as libraries and parks. Property taxation is not static. It can increase or decrease depending on political and economic conditions. So homeowners need to consider the effect…
Designing a family space is always fun because it’s a place for relaxing at the end of day. For this same reason, you need to always take into consideration how you may add comfort without compromising on style. I just finalized the layout for a customer’s family room. My customer’s house is conventional and stuck…